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Long-Term Care

Long-Term Care is the type of care received either at home or in a facility when an individual needs assistance with activities of daily living such as bathing and dressing due to an accident, an illness or advancing age.

An expert in Long Term Care Insurance

Fortitude Insurance Group stays on top of critical trends including increased life expectancy, government legislation and tax issues to ensure you and your business receive the most up-to-date, competitively priced and appropriate Long Term Care Insurance that meets your particular needs.

Overall the need for long term care is increasing across the population. The likelihood that an employee or a family member will need long-term assistance due to a prolonged illness, a disability, or general health deterioration is on the rise.

The concerns with Social Security and Medicare

Most long term care expenses are not covered by Social Security or Medicare, Medicare Supplement ("Medigap"), or private health insurance. Medicaid pays for nearly half of all nursing home care, but you must meet federal poverty guidelines and may have to "spend down" most of your assets on health care.

Fortitude Insurance Group works directly with an array of carriers to provide the most appropriate Long Term Care Insurance options available in the marketplace today.

Contact Fortitude today to learn more about our coverage packages