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Homeowners Insurance

Your home is your greatest asset

At Fortitude Insurance Group will make certain that if our clients have tangible assets that they have a homeowners insurance policy that meets their specific circumstances. In fact our available homeowner policies go one step further, covering you in a home or an apartment, whether you are an owner or a renter.

A well-written homeowners policy will pay to replace any of your personal property that is destroyed in a fire or other disaster. Additionally, the policy will also be your first line of defense against a lawsuit from someone injured at your home.

Working with you to determine your needs

While the cost of this coverage is determined by many rating factors, the team at Fortitude Insurance Group are specialists in working with you – and the insurance carrier – to make certain that the quality and cost of your coverage are the best available.

Different people, different policies

There are two different types of homeowners insurance policies and we can work with you to help you understand the unique differences of each. For example, a “named-perils policy” covers only those losses specifically cited in the contract, while an “all-risk policy” works the opposite way -- unless a peril is specifically excluded, coverage is provided. The all-risk policy is broader and the burden of proof is on the carrier, not you, in the event of a loss.

Experts in securing your home and your property

No matter what your needs may be – in terms of location, type of home or property, tangible asset coverage needs, budget – Fortitude Insurance can provide you with the right policy, supported by the best possible customer service capabilities available anywhere in the industry.

Contact Fortitude today to learn more about our coverage packages