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Childcare and Daycare Centers

Comprehensive coverage for the issues of the childcare industry

The Fortitude Insurance Group Childcare and Daycare insurance packages consist of a suite of comprehensive insurance coverages specifically designed to address and support the coverage issues of the childcare industry. These packages are designed to apply to both for profit and non-profit operations providing early childhood education such as Corporate Child Care Centers, School Age Child Care, Nursery Schools and Parent Cooperatives.

Claims involving children are always volatile and very emotional which only serves to further escalate a claim into a much larger situation. Additionally, due to a variety of state and federal laws, insurance for a Daycare Centers is complicated.

Fortitude Insurance has specific packages and programs that meet your coverage needs and budgetary constraints


  • Employee Benefits - designed to provide your Center with the best health insurance coverage, at the most competitive rates
  • Liability Insurance - designed to insure your Daycare business against losses even if they arise from negligence, standard liabilities, injury, loss to another's property, reputation, or health.
  • Bodily Injury Liability - may pay the affected person or firm for the cost of care, the loss of services and restitution for death that results from an injury.
  • Property Damage Liability - reimbursement for the value of the physical damage to the property; or the loss of use of that property.
  • Abuse & Sexual Molestation Insurance - covers you for both the defense and judgements brought up against you and or your Daycare Center for claims and suits regarding Abuse and Sexual Molestation.
  • Personal Injury - coverage for daycare centers provides risk mitigation coverage if you are accused of a variety of issues.

Contact Fortitude today to learn more about our coverage packages